For this RSP Season –
Move over to our fast lane.
Introducing Agora’s RSP Loan Program * !
3 Steps to success for you and your clients.
Maximize sales opportunities
Use Agora’s RSP loan program to give clients the best opportunity for investment growth by taking advantage of unused contribution room now.
Reduce client fees
Select Prime+, our no-fee nominee account and open the door to a broad selection of asset allocation models, tailored to a client’s risk tolerance and price sensitivity.
Increase production
Put client money to work immediately in a curated asset allocation model, providing optimum diversification, oversight by professional portfolio managers, and hands off auto-rebalancing.
No parking $’s in low-yield money market funds
No U-turn appointments to talk diversification
Limited time 1 + 1 Promotion
Every new Prime+ account opened and funded by March 1st, 2023, qualifies for a free Prime account to use by September 1st, 2023.
Use the free account to transfer in the client’s current portfolio, consolidate their holdings and streamline client servicing.
The Agora RSP Loan Program Details
Simplified pricing
Pricing is based on the term selected, not the loan amount.
Low loan amounts
Beginning at $2,500, a low minimum RSP loan amount is applied across all terms.
No penalties
All or part of a loan can be repaid at any time without penalty.
Choice of product
Clients can choose a variable or fixed rate.
Flexible terms
Choose a one to a two-year fixed-rate loan or a variable-rate loan with a term between one and ten years.
Multiple funding options
Proceeds from a single Distribution Alliance RSP loan can be invested in an RRSP, RESP or any combination thereof (up to a maximum of three accounts).
Minimum/maximum Loan
Minimum loan size of $2,500. There is no maximum proof of income or assets required for RSP loans under $50,000.
Deferral payment options
Clients can defer their fi rst payment for up to 180 days.
Consolidate your clients’ assets and loans
Use our program to pay out RSP loans at other fi nancial institutions and provide your client the simplicity of a single monthly payment.
Contact your Agora Business Development Representative with any questions.
*Agora is an approved settlement agent for the B2B Bank RSP loan program. RSP loan proceeds may be used to fund Prime+ or Prime accounts.
Agora Dealer Services Corp. (“Agora”) is a member of the Mutual Fund Dealers Association of Canada. Agora is an AMF-regulated dealer in Québec.